Financing
Experience the refreshingly simple LightStream loan.
Check your rate, then apply from your smartphone, tablet or computer, and get a low rate on our virtually paperless loan, from $5,000 to $100,000.
We can fund your loan as soon as the day you apply
You’re in control of the loan process with LightStream. You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply.
Whole-project funding, with no fees, no home equity requirements.
The unsecured LightStream loan has no fees or prepayment penalties. There are also no appraisals or home equity requirements.
ABOUT US
Meet LightStream
Fast, easy financing for practically anything.
LightStream is the nation's premier online consumer lender. We offer low-interest, fixed-rate loans from $5,000 to $100,000 for practically any purpose.
LightStream is part of Truist, and we believe that good-credit customers deserve a fast and easy loan process, incredible service and excellent rates.
Customers can apply from the website or mobile app and receive funds directly deposited into their account as soon as the same day they apply. 1 We’re so confident that it will be your best loan experience ever, we provide a $100 guarantee to back it up.
You’ll find that your LightStream loan is cost-efficient, offered at a competitive rate, and in an environmentally friendly manner that is virtually paperless!
